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Buy nowHi there, @Oxford2.
I want to make sure you can resolve your current situation, and with that said. I'm pointing you in the right direction so you can get the information you need to determine why you've received charges on your credit card. I'd recommend contacting our Customer Care Team. This way, they can check the credit card charges and give you insights into why it occurs. I'll gladly write down the steps to get you going:
You can check this article for the support availability: QuickBooks Online Support.
Furthermore, you can refer to this article to help you manage bank transactions inside QBO: Categorize and match online bank transactions in QuickBooks Online.
@Oxford2, please let me know how it goes. You can also post here again if you have any additional QuickBooks-related concerns. The Community space is open 24/7, and we'll be ready to help you. Stay safe!