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Buy nowYou can upgrade to QuickBooks 2020, KrisMatty.
QB 2016 is no longer supported and this might be one of the reason why you're unable to see the Loan Manager feature.
You’ll need to create a backup file to make sure that the data will be saved before upgrading. Here's how:
Follow the detailed steps on this article to upgrade your company file: Upgrade your company files after switching to a new version of QuickBooks Desktop.
If the Loan Manager is still missing after the upgrade, check this article on how to resolve it: Loan Manager or Cash Flow Projector is missing after upgrading QuickBooks Desktop.
Here are additional articles you can read for reference:
Stay in touch with me if you need more help.