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Hello there, samlong.
It's good to know that you've tried to resolve this using those troubleshooting steps.
If your still encountering the same error, I suggest contacting our support team to help you verify the account and make sure you can connect to your bank.
Here's how:
Our support team are available M-F, 8:00 AM to 6:00 PM, SAST.
Also, you can check out this article and try to review the troubleshooting steps you mentioned: Fix bank error 103
I want to make sure I've got you covered. You can click the Reply button below for follow-up questions and clarifications about banking. I'll be in touch. Have a great weekend!