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Payments
What I have been doing is adding the processing fee toy invoice, advising the customer if they pay with a check to subtract the credit card processing fee off their invoice.
Then I run into a problem of people not reading their invoices or email messages and pay the full amount by check so then I have to make a credit.
I wish their was an option when emailing an invoice that if paid by credit card it would automatically charge them the 3% fee.