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I agree with this new "requirement". It is confusing and I'm not convinced of the "security"reasons for doing it. I think it is more of a way in eventually forcing you into the online version. This is the last straw for me. I had been looking for a replacement for all of my customers and it looks like I need to speed up the process. My customers have had problems with encryption of fields within their database files with the new versions so I have stopped migrating them off of the 2018 version to the newer version. I'm wondering now if there is a way to migrate back to the older version without going to backup and re-entering transactions. Sad indeed, but I have seen the writing on the wall for some time.