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Other questions
Seconded! most of my payments are online -- very, very few do I write checks for. No default would be better than a check default. Even now with the check default I have to go back to the checkbook and make sure it is the right number.
I'm running several accounts and the check default with the sequential check# shows up on my Petty Cash account so if I am not paying attention it messes me up. For me, if you had a different default for each account it would work better than this.
It is now 2025. Time to bring the software up to date with the way we currently do business.