We're interested in the QB Online "Essentials" version. However, we have 2 contractors working for us who do the same work for the same amount each and every month. Could we use the Essentials version or is the "Plus" ver. absolutely required. No one except the bookkeeper needs to fiddle with that - one time per month: this isn't worth $13 extra so can it be managed without the upgrade? Thanks for an insightful opinion on this.