That's an insightful suggestion, RFind. Keeping your bank account connected and categorizing non-business transactions as transfers to your account can help separate your business and personal expenses more efficiently. This method can save you the time it takes to enter each transaction manually and can reduce the probability of input errors.

It’s important to note that QuickBooks Self-Employed (QBSE) doesn't have the option to do internal transfers like other versions of QuickBooks. The focus is on separating business and personal transactions for easier tax categorization.

To effectively separate your non-business (personal) transactions in QBSE, you can categorize them as Personal directly.

Here’s how to do it:

1. Go to the Transactions menu.
2. Click on the transaction you want to categorize.
3. In the type column, select Personal to mark it as a personal expense or income source.

This approach allows you to track your transactions in real time and maintain an accurate financial overview, which is beneficial for analyzing business performance and preparing for tax season.

Whichever method you choose should align with your workflow and how you manage your finances. If you find manual entries easier due to the volume of transactions, or if keeping the account connected saves you time, select the option that best suits your needs.

Furthermore, I have also added a reference to this link that explains what we can do with QuickBooks Self-Employed: QuickBooks Self-Employed Overview.

Additionally, I encourage checking our Help articles page to learn some tips and tricks in managing your QuickBooks account. From there, you can read articles that can guide you in completing your future tasks.

We are here to ensure you have the best experience with QuickBooks Self-Employed. Feel free to reach out if you have more questions or need further assistance.