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I'll put my best foot forward on this, @dedmundson.
I won't rest until this is taken care of. Getting the functionality you need in QuickBooks Online is dominant. As a valued QuickBooks customer,
I'd appreciate if you took a moment to share your feedback with our product engineers. Your feedback enables our creators to develop a solution that meets your needs.
Proceed as follows:
The company listens to its customer base, which is why many of the program's current features were suggestions from QuickBooks' users. The company wants to hear from you, too, so check out its website to vote on future ideas. To access the page, visit this link: Customer Feedback for QuickBooks.
The answer to your question is yes, add the billing rate automatically, even at the planning stage.
Additionally, check out these articles below to know how rates impact profitability and manage them in QuickBooks:
Feel free to drop me a line if you're struggling with QuickBooks. I'd be happy to offer you my advice, and I'll be here for you every step of the way, dedmundson.