Focus on functionality first before focusing on report layout and beautification bu*lsh*t (I'm referring to 'New Enhanced Experience' - My foot). Honestly, at least add a temporary report for now (even a crappy one) to see the balances I can truly collect from my customers. In my country, the exchange rate fluctuates like a roller coaster and this has created redundancy in my organization to maintain multiple sheets to see the actual balances.