please don't ever think "you can download the check and manually add the information you want outside QuickBooks" is an acceptable solution for anything. It is insulting at best.

there is plenty that can be done outside of quickbooks. that is not a solution. that is the problem - that it has to be done outside of quickbooks. 

the ability for this and a signature that existed in desktop, and years later, is still not available in quickbooks is a failure. 

instead of spending time changing irrelevant things like renaming 'banking' to 'transactions', maybe spend some time fixing the shortcomings.