Hello @Rustler, please explain this process with no down payment, just as a monthly payment as this was not addressed. The accounts were created for fixed asset = Automobile Finance, fixed asset sub account = Auto Accumulated Depreciation and long term liability account = Automobile Loan. My Amount Financed is $23,178.94 and the Finance Payment Total is $36,717.12 = Finance Charge $13,538.18. The first check payment was done and the "down payment" check scenario is confusing not knowing if it applies to monthly payments. The dollar amounts are included to find which accounts to apply them to. Also saw a comment here about interest charges or APR if it applies to this.

Thanks