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The categories available in QuickBooks Self-Employed (QBSE) are aligned with the categories found in the 1040 Schedule C form. You can refer to this article about Schedule C and expense categories in QBSE for the list of categories that best fits to third party settlement.
To make sure the categories you used are accurate, I suggest reaching out to your accountant to seek professional advice. Or, you can post your questions here. There are available experts who can share their best practices with you.
I can see the importance of being able to customize a category in QBSE. In line with this, our product developers are working on expanding the ability to manage categories by creating an option to customize your own categories.
While this is not yet available, you can regularly visit this article where we provide updates regarding the progress of this project: Custom categories in QuickBooks Self-Employed.
If there's anything I can help you with, feel free to drop me a reply below. Hope you have a good one.