So disappointed in QB Online, sorry I switched from the desktop version which I had used since 2000.  I pay my main vendor via check, they don't accept credit cards, don't want to use ACH.  Very frustrating to make this so difficult, this issue just started for me about 2 weeks ago when suddenly the "schedule payment" option popped up.  Not happy...in fact me accountant told me that they advise clients NOT to get QB online to stick with the desktop.  I have had issues since I switched October 19.  Started when I switched from Inuit Assisted Payroll to the QB online payroll.  Charged me $100.00 to amend their error.  Did not pay, only reason they waived is COVID 19....B.S.