This answer didn't help at all.  Do you know how frustrating it is that I have to use the drop down menu on each and every expenses from schedule payment to make a payment?  Have your programmers fix this at once to add a setting in preferences on what the "USER" would like the default to be.  Why is this even an issue?  I'm spending way, way too much time dropping down on each and every expense to change it from "Schedule Payment" to "Make a Payment".  Why isn't this fixed yet?  Intuit definitely has the funds to fix it so fix it already.