After two days of communication between Intuit and Melio Payments, it seems clear that Intuit is forcing a subscriber to use the Melio Online Bill Payment service without a user consent.  QBO doesn't provide an option to disable Melio payment.  Only work around is to click a tiny drop down button to mark it as Paid.  This is absolutely disaster and fooling Intuit users.    Intuit appears desperate to profit from "Schedule Payment" option.    As this is a clear deceptive tactic and it doesn't offer a user to disable it,  there are two remedies we can:

1. File a complain to FTC as a deceptive practice 

2.  File a class action lawsuit as many users here already wasted countless hours to avoid clicking "Schedule Payment"

Filing a complaint to FTC is easy process and I hope we will get some attention instead of this robotic reply.