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I appreciate you for trying out the steps shared above. I want to make you'll get the solution needed.
Since you've tried the possible solutions above with no avail, I suggest contacting our QuickBooks Care Support. I know that you've already reached us for the same issue. However, our phone support have the tools to conduct a thorough investigation to identify the reason why payment terms are not automatically applying to your invoices.
Here are the steps to contact support:
Please take note our operating hours for chat support depends on the version of QuickBooks that you're using. Please see this article for more details: Support hours and types.
Keep me posted for additional questions or other concerns. I'd be more than happy to help. Wishing you the best of luck.