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It's possible that deduction amount was entered under the Payment column instead of the Deposit column of your bank register. This is the reason why it automatically categorize it as payment.
Since this is not a payment, you'll want to enter in Deposit column on the register. Another way to do this is to use the Make Deposits option.
Here's how:
Also, I'd love to share the following resources to know more about the features and functions on QuickBooks Desktop for Mac:
Drop a comment below if you need more help or other questions. It's always my pleasure to assist. Have a great day ahead.