Let me share some details in behalf of Shally, @spiderwebb88.

Yes, the higher the level is, the more features are available for you. But it still depends on your preferences and business if it requires comprehensive reports then you can upgrade your subscription.

You can check this link to compare the subscription plans in QuickBooks Online: https://quickbooks.intuit.com/pricing/.

Also, you can check this article to help you with customizing reports in QuickBooks Online.

Please don’t hesitate to comment below if you need further assistance. I’ll be back to you. Take care.