Thanks, Skinny Raven.  Finally circling back to this to solve it. Still a bit perplexed.  Why would I check that this service is performed by a subcontractor when it’s not- it’s performed by me, the sole proprietor?
And what should the expense account be?  My main biz checking account?   I mean, I can’t ever see using an invoice for “purchases” as I’m not that kind of a biz.  I’m just a recording studio owner who bills artist clients through invoices.  The fact I have to lie about it and say I’m using a subcontractor and link it to an expense account leads me to believe the QB Invoicing system is not for me.  Especially if invoices can’t “shake hands” with my downloaded bank reports as qbteachmt suggests (or at least that’s what I think he/she suggests…I can’t make sense out of 90% of what his/her entries say, regardless of how many times I circle back to read them).