I'd like to make an entry to clarify:

We are translating QB-ese into regular English.

The ability to use Text, is not the same as the specific provision for a Text Box on templates. A Text Box = you will put Permanent text here, which is like having this on your preprinted form. It isn't an Input field for your onscreen use. It also isn't part of the data base. Think of this as, "I'd like addition things, similar to my letterhead, that need to print all the time, as if this is part of my stationery."

Examples include the EPA license required for a pesticide applicator; your Late Fee rates and required APR notification; your New Location announcement.

And you can make the Forms look more like Letters for correspondence, but don't overlook that QB also sends your database fields to Word, where you can create any typically long and/or complex Word document, using Word's Mail Merge function, because QB is an Add In to Word and to Excel. For instance, open any invoice and create a Letter from that invoice, and QB makes the info from that invoice available to the Word document.

So, the use of the phrase, "I want to enter Text" depends on a significant amount of variability: where, why, which, how, etc.

I will attach my Service Agreement, which is based on an Estimate template in QB. I turned off the text box Borders, and you can see my use of items, rate, etc as from the Database in QB; there also are attachments for Word using QB and Mail Merge.

I hope that helps differentiate what "add text" can mean, using all potential tools.