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Buy nowI had the same problem - QB Pro not letting me add a sub account to my 320 Owner Equity Account .....
So I set up a totally separate account with sub-accounts under the Equity portion of my chart of accounts as follows:
310 / Owner Investments
310-1 / Owner Contributions
310-2 / Owner Draws
That way, my accountant can clearly know my intent with respect to my postings.