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Hi there, @sid000.
Allow me to chime in and share some information about typing a memo in the register view without going to the line 2 display.
The option to customize the columns in the bank register is only applicable if you're using QuickBooks Online. In QuickBooks Desktop, you'll need to move to line 2 in order to change or add a memo since there's no option to show this as one line only.
Keep me posted if you have other questions about your register view. You can also visit our site in case you'll need some helpful references in the future: Help articles for QuickBooks Desktop.
I'll be here to help if you need anything else. Have a good one.