@bop88 

"But why isn't there an option to modify a report to show TOTAL MONEY IN AND TOTAL MONEY OUT. It is simple accounting and simple math that shows where your total money went in a given period. It is utterly frustrating this isn't an option."

Reports > Transaction Detail by Account.  Add a filter(s) to see only the transactions posted to your bank account(s).  Positive amounts are cash in, negative amounts are cash out.