@Homespun 

Is there anyone who can tell me how to purchase a QB like I have in the past for a one time fee under $400 that will be good for a few years?

And is this forum just Intuit people answering my questions or is there anyone who can help me with this ordeal?

If you don't need to run QB Payroll or QB Payment, you should contact Fiat Lux and they have an option for your case.