@annmdumais
I can share a workaround that are beneficial to you and your client for this case
+ You can accept payments for free directly to your bank account or by check
+ Your client can pay multiple bills in a single payment to lower the processing fee by credit card/debit card or for free by ACH
+ You opt not to share your account number and routing number if you prefer to receive the payment directly to your bank account
- You will have to reconcile the invoice payments manually in QBO
- Your client have to use a free billing management app to pay the bills.
