I have a big problem with you dictating how much I can direct deposit to an account.  That should not be any concern of yours.  If I pay extra and do the online bill pay then y'all don't have a problem with the amount.  Why?  Could it be y'all just like gouging us as much as you can?  I can send a vendor $200,000 no problem but I can't give a distribution of $90,000.00 unless of course I pay extra.  Then y'all ask for our bank statements? For what possible reason? If we don't have the money in the bank the bank IS NOT GOING TO TRANSFER THE MONEY are they? Quit pretending that y'all give a rat's patootie about this because YOU DON'T.  Desktop was a great program ONLINE SUCKS.