Solved! 100x Kudos to you @BigRedConsulting. Your solution is elegant and yet simple enough a non IT person (such as myself) was able to follow it to success within minutes. Now our workers can receive their 401k contributions this week. And our State Agency can receive their mandatory filing this week.

Quite baffling the fact that the Intuit/QB "professionals" couldn't cough up that solution themselves. They are supposed to be the experts of their own software, right? I hope you are billing Intuit for your valuable time spent solving their problems. Unfortunately I don't think I'll be receiving any compensation for my version of blood and plasma donation acting as one of their guinea pig test subjects.