It's funny, I've dreamt of developing my own just basic table. As someone with a bit of experience in databases, why not just use that knowledge and give them what they need - reports. It doesn't line the pockets of these greedy corporations, and my clients spend less, I have far fewer headaches, and the work still gets done the same way. I can download CSV from most banks. And, honestly, isn't that really all QBO is giving us? The other stuff are just bells and whistles that most clients don't even use. Are there areas that a database couldn't replicate? Sure. But there are far cheaper one-off options (invoicing, for example). I'm just really done pushing any QBO agenda. I don't even want to take their stupid QBO Advanced course anymore, but I fear that will risk whatever discounts I have remaining, and at the same time: what better time to tell my clients that they either follow me or QBO?

It's just an awful POS that people use because they feel they have no other option (i.e. Amazon, Walmart). If you can afford to lose clients, move elsewhere, etc., please do. I know some of us can't, but it starts with those who can.