Hello there.
We don't want you to have this kind of experience when requesting a deposit in QuickBooks Desktop. Let me share some information so you can deposit customer payments into your bank account within minutes.
Before doing so, you need a QuickBooks Payments account to get instant deposits. Once you set up instant deposits, you can request to get funds into your bank account in less than 30 minutes. You can also schedule instant deposits to run automatically for specific days of the week.
Then, QuickBooks uses your debit card to deposit the money into your checking account. It must be a Visa or Mastercard connected to a checking account at your bank or credit union. Intuit only uses this debit card to facilitate the instant deposit, and any fees will continue to be debited from your regular payments bank account.
Once you process customer payments, you may see your available funds. This balance is the money you can deposit instantly.
Here's how:
- Go to Customers, then select Credit Card processing
- Select Record Merchant Service Deposits
- Review your available balance in the instant deposit banner.
To get an instant deposit, you may follow the steps below:
- Go to Customers, then select Credit Card processing
- Select Record Merchant Service Deposits
- Choose Get it Fast in the instant deposit banner.
- Review the total and associated fees in the Confirm Deposit window.
- When you're ready to initiate your instant deposit, select Get it now.
Within minutes, you’ll see the money in the bank account linked to your debit card. It can take up to 30 minutes depending on your bank. You'll get an email after we successfully deposit the money. For more details, see this article: Get instant deposits in QuickBooks Desktop.
Additionally, feel free to read the recommended resources below. These will provide us with more details about which payments are included in a deposit as well as their processing deposit schedules:
You can always come back to our QuickBooks Community forum for other questions or clarifications about getting an instant deposit, I'm here to help. Stay safe.
