Hey Brzer,

Welcome to the QuickBooks Community! Currently, that would be the only way to add cc information. I can see the benefits of having a system setting that automatically does this. For that reason, I will submit feedback to our Developers so they can use it in future releases. I hope you will join me and also submit feedback.

Our team is always looking for ways to enhance our program! You can use this link for the feature request. If you have any concerns or questions, my team and I will gladly assist you further. See you soon.