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I'll help you remove a credit card information of a customer.
If you have QuickBooks Payments, you cannot remove credit card information. However, you can edit them and replace them with a non-charging account.
Here's how:
You can also read this article for the detailed steps: Delete your customer’s credit card number.
To know which customers have a payment method or credit card details saved, you can run a Customer Contact List Report. Customize the report to add columns for Credit Card number and Payment Method before running it.
Additionally, here is an article you can refer to if you want to inactivate a customer: Add and manage customers in QuickBooks Online.
Feel free to click the Reply button below if you have questions about managing customers in QuickBooks Online. I'm always here to help. Have a great day.