100% agree.  I recently had to call support on a different issue (something I can do in a desktop version in 2 minutes, but that function was not even available in the on-line version of the QuickBooks) and finally got an honest explanation: the QuickBooks on-line is not really designed for accountants, it's designed more for people who don't know what they are doing.  So, if any of my clients are currently using desktop, I strongly advise against going on-line, at least for now.  Hopefully they'll be coming up with more functions/features with the on-line program eventually.