Thank you for sharing that link.  Option 3 worked for me and seems to have fixed the issue that the paid QB engineers can't (or won't) fix.  The lack of support on this issue is similar to my past experiences with tech support on other issues -- most recently that I can't get Data Protect to function successfully after upgrading to Windows 11.  I had to switch back to Windows 10 after multiple tech support reps were unable to figure out a solution.