Hi franklinserve12458 and Kruger Interiors.

I can see how easier to have the option to switch to a different payment mode and a button to toggle the credit card fee to the customer.

That said, I'd suggest sending Feedback to our developer's team. Your valuable suggestion goes to our Product Development team to help improve your experience in QBO. Here's how:

1. Click the Gear icon.
2. Select Feedback.

You can visit this page to track feature requests through the QuickBooks Online Feature Requests website.

Also, to ensure your record match your bank statement, you can reconcile the transactions. Here's an article as your guide: Reconcile accounts.

I'm just around whenever you need help with the reconciliation process.