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Welcome to the Community, @Smallfarmer.
I'm here to share information about adding a contractor to QuickBooks Online.
If you want to add an Individual name, you can use the Social Security Number (SSN). While for a Business name, you need to use Employer Identification Number (EIN). See the screenshot below from adding a contractor page.
You can check this account to learn more about adding a contractor: How to Add Independent Contractors And Track them for 1099s in QuickBooks Online.
To verify this information, I recommend contacting the IRS agency.
I'm also adding this article as your reference to Create and file 1099s with QuickBooks Online.
Feel free to add a comment below if you have additional questions about managing contractors in QuickBooks Online.