100% agree with QBO users. I rarely opt in to discussions like this, but this is also a PIMA to have to uncheck the unnecessary items on the invoice each time when printing invoices (~40-70/month).  Having no simple tick box option when setting up and customizing invoices is suggesting to use QBO for processing all payments - and having a float period for SMB.  Note to Product Management: This is not winning folks and a simple program update (literally 5 mins). Please save the auto-generated response of "Our dev staff is working on it...".