I am also ready to make the switch to QBO, but the extremely important factor of applying a discount to an invoice is huge in my world.  I pay up to 150 vendors each month all having different terms.  Manually creating a vendor credit for each invoice is extremely time consuming and frustrating.  A remedy HAS to be created before I switch over.  I really wanted to make the switch for the new year, but it looks like I will have to hold off.  Please find a fix Intuit!!!