I want to know total money in and total money out by category, by month, and include financing activity.  If you go to a bank they want to know what you're spending every month AND that INCLUDES how much you are spending (ie. transferring) to debt service (liabilities).  They want know principle AND interest payments, and everything else you're spending money on, and how much income is coming in.   I also want to know this because that is the only way to get a proper budget of monthly income and expenses.  

I don't know how much more clear I can get?  I want profit and loss with debt service included.  Just like the screen shot shows.