I suppose this gives you total money in and total money out, but I wouldn't know because it doesn't even give a total money in or total money total.  It's just a list of transactions.   Much less a list of totals by category per month.  So it doesn't show me the fundamental question which every single business in the world has.   How much did I make/spend on x last month, or the month before and so on?   x = any category.   x = any debt payment, x =-any income.