I agree, and this really pisses me off.  Seriously, QB offers the option to pay via those methods, and impress the charges upon we business owners, so, why not simply add the fee when allowing folks to pay?  Almost every other vendor with which I deal in life automatically adds the fee when I attempt to pay something via Credit Card, so, how hard is it for QB to simply add the darn feature?  It's not like this will take any money out of their pockets; it will go straight to them!