This thread has been going for over two years and still no action.  Advertising in a paid for application is unacceptable.  Especially at what the monthly fee is!!!

You say it is "advertisement messages in QBO are designed to guide you on how to optimize your experience with the system".  Please explain how repeated advertisements for an Intuit credit card will "optimize" my experience with the system.

You need to provide an option to stop advertising ASAP.  QuickBooks is not the only option out there.