I recognize your need for the option to transfer credit to an actual credit memo in QuickBooks Desktop, @Designer2009.

I suggest sending us feedback about having this feature in QBDT. This allows our product engineers to include this functionality in the program.

To submit feedback, follow these steps:

1. Go to the Help menu.
2. Select Send Feedback Online.
3. Click on Product Suggestion.
4. Enter all necessary information.
5. Once done, click on Send Feedback.

We appreciate your patience while we're working on this for you. Don't hesitate to comment back if you have other concerns about handling credits in QBDT. It's our pleasure to assist. Stay safe!