Sadly I believe you are right. I'm not prepared to pay for a third party app to provide the functionality that should be a basic inherent feature of the original program. My accounting needs are extremely simple so I hardly think that I require an advanced solution. It is time to go software shopping, but I sure don't like the thought of setting up everything all over again. Even with import features there is always a lot of time required. I've been fantazing about a new release of QBO that includes all the many features that have been requested and should have been in the program from the get-go. After all - Intuit really cares about all the user inputs....yeah right