Thanks for joining the thread, @cmichelcarter.

Allow me to join this conversation and share further insights about creating line items in the Budget window. 

Adding accounts as new line items when creating a budget in QuickBooks Desktop is similar to QuickBooks Online. Once you create other accounts (income, other income, expenses, and other expenses), they will automatically be added as a new line item in the Budget screen.

To add a new account in your chart of accounts, follow these steps:

1. Go to Settings ⚙ and select Chart of Accounts.
2. Click New to create a new account.
3. In the Account window, choose the Account Type ▼ drop-down list. Then, select an account type.
4. In the Detail Type ▼ drop-down menu, choose the detail type that best fits the transactions you want to track. 
5. Give your new account a name and add a description.
6. If this is a subaccount of an existing account, click Is sub-account and then enter the parent account. 
7. Add the rest of the info and click Save and Close when you're done.

For more details, you can check out this article: How to set up and add accounts to your chart of accounts.

To get more info about creating budgets in QuickBooks, please see this guide: Create and Import Budgets into QBO. 

Keep me posted if you need anything else or if you have other questions related to QuickBooks, cmichelcarter. I'll be here to help. Have a good one.