Thank you so much for your reply, I have actually been using quick books for over 15 years but the desktop version!

If I have 155 purchases on my credit card statement I am used to having 155 items to reconcile on Quickbooks, call me old fashioned but that is surely the easiest way of doing things? I do not want them to be collated into accounts. Hey ho I suppose I will just have to work with it, as online is what the people who brought me out want!!