Hi there, @In Awe.

At this time, you can only keep the customer's credit card information on your QuickBooks Online (QBO) file. Thus, keeping it for a deferred payment so you can run it when the services are completed isn't possible.

As an alternative, you can manually create the invoice and send it to your customer to process the credit card payment. 

I can see that this option can make your work easier and faster. For now, I suggest submitting your feedback directly to our product engineers. They may look into this suggestion and consider adding the option in the future update. To send feedback, you can go to the Gear icon and select Feedback. Then, enter your suggestion and click Submit.

You might also want to learn more about processing payments in QuickBooks Online (QBO). This article will share more information about it: Take and process payments in QuickBooks Online.

It’s nice to work with you, @In Awe. Our doors are always open to help you again if you have additional questions about processing payments.