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Buy nowHi there, Lisa9876.
You can see the Gear icon at the upper-right of your QuickBooks Online home page.
If this option is unavailable on your end, you may be experiencing some browser-related issues. With that, you can run a few troubleshooting steps to isolate this matter.
To start with, open QuickBooks on an incognito window. You can use these keyboard keys to open one:
If you're able to see it, you can go back to a regular browser and clear its cache. A piled cache can also be the reason for some unexpected issues on the opened pages.
You also have the option to switch to a different browser and clear its cache.
Also, feel free to visit our Help page for some guides in managing your account.
I'll be around if there's anything that I can help. Keep safe!