Welcome back, HeritageNJ.
Let me share additional information about this.
QuickBooks will remember or follow the last vendor and category used for the transactions. But that doesn't mean it's correct. You still need to confirm them before adding them to the register.
Also, the description is based on your TD bank. QuickBooks is dependent on the data that is imported over QBO.
Here are some resources you can use for future reference. These provide ideas on categorizing and reconciling your account:
Let me know if you have additional questions. I'll be here to answer them for you.
