Good to see you here in the Community, HeritageNJ.

Let me share an idea on how you can categorize your bank transactions seamlessly in QuickBooks Online (QBO).

You can create and use rules to automatically categorize transactions for you. Let me show you how to do it.

Like this:

1. Go to the Banking in the left menu, then click Rules tab.
2. Select New rule.
3. Create a name in the What do you want to call this rule? field.
4. From the Apply this to transactions that are ▼ dropdown, select Money in or Money out.
5. From the In ▼ dropdown, select the bank or credit card account.
6. Set the rule conditions. You can set a single rule with up to 5 conditionals. Set and include the following, then select + Add a condition.
7. In the Conditions fields, specify whether the rule applies to Description, Bank text, or Amount. Then select Contains, Doesn't contain, or Is exactly to decide how QuickBooks applies the rules.
8. Choose the settings for the rule. Select the Transaction type, Category, Tags, and the Payee to apply.
9. Once done, click Save.

To learn more about the bank rules set up, check out this link: Set up bank rules to categorize online banking transactions in QuickBooks Online.

I've added this article for your future reference: Reconcile an account in QuickBooks Online.

Let me know if you still have other concerns for banking. I'll be around if you need me. Have a great day!